As Web3 continues to grow, so does the number of ways users can swap assets, move across chains, and explore new ecosystems. While this expansion brings opportunity, it also introduces friction. Managing multiple platforms, accounts, and interfaces can make everyday actions unnecessarily complex.
CeDeFi offers a practical way to reduce that complexity.
By combining centralized liquidity with decentralized, non-custodial access, CeDeFi allows users to complete common actions like swaps and cross-chain transfers more efficiently, without changing how asset control is managed. Inside ONTO Wallet, CeDeFi plays a supporting role in making Web3 easier to navigate, not harder.
What CeDeFi Means in a Non-Custodial Wallet
CeDeFi is often described as a blend of centralized and decentralized finance. In practice, what matters most is how it’s implemented.
Inside a non-custodial wallet like ONTO, CeDeFi does not mean handing assets over to an exchange account. Instead, it allows users to access external liquidity providers directly from within the wallet interface.
When you initiate a swap or bridge through a CeDeFi service in ONTO Wallet:
- You sign the transaction using your own private keys
- The wallet authorizes the transaction but does not take custody
- Execution is handled by an external service provider
- The result is settled on-chain back to your wallet
At every step, control remains with you. The wallet acts as an orchestration layer, connecting you to liquidity without becoming a custodian.
Why This Matters for Everyday Web3 Use
For many users, the challenge isn’t understanding what Web3 can do. It’s navigating how to do it safely and efficiently.
Without CeDeFi, users often need to:
- Move assets to centralized exchanges
- Manage multiple accounts and interfaces
- Transfer funds between platforms
- Track execution across different services
CeDeFi integrations inside ONTO Wallet reduce these steps. Swaps and cross-chain transfers can be completed where you already manage your assets, without redirecting to external applications.
This doesn’t remove choice. It reduces unnecessary effort.
Exchange Options Available in ONTO Wallet
ONTO Wallet integrates with multiple CeDeFi service providers to give users flexibility when swapping or bridging assets. Current integrations include:
- Changelly
- SimpleSwap
- Exolix
Each provider offers different routes, liquidity sources, and execution characteristics. ONTO allows users to choose the option that best fits their needs, rather than relying on a single pathway.
These integrations are optional. You decide when to use them and which service to choose.
Supporting a Multi-Chain Web3 Experience
Web3 is no longer confined to a single ecosystem. Users regularly interact with both EVM and non-EVM chains, move assets across networks, and explore new environments.
CeDeFi helps make this possible by abstracting some of the complexity involved in cross-chain activity. Instead of navigating multiple tools, users can focus on what they want to do next, not how many steps it will take.
Control Comes First
A key principle behind CeDeFi in ONTO Wallet is optionality.
You are never required to use CeDeFi services. Your private keys remain under your control, and the wallet does not enforce a single execution path. Trust is applied selectively, based on the action you choose to take.
This approach aligns with ONTO Wallet’s broader design philosophy: tools should empower users, not constrain them.
Exploring Web3 with Fewer Barriers
CeDeFi does not replace decentralized finance, nor does it remove the need for users to understand what they are doing. What it does is reduce friction at the moments where complexity can become a barrier.
By integrating CeDeFi services directly into the wallet layer, ONTO Wallet makes common actions like swapping and bridging easier to complete, while keeping control where it belongs.
As Web3 continues to evolve, tools that help users move confidently across ecosystems will become increasingly important. CeDeFi, when implemented thoughtfully, is one of the ways ONTO Wallet supports that journey.
Explore exchange options directly inside ONTO Wallet and choose the path that works for how you use Web3.
